Who Qualifies?
- An individual or family owing at
least $10,000 in unsecured debt1
- Someone who cannot make or continue to make the monthly minimum
payments.
- Or anyone who does not want to claim bankruptcy.
- Is unable to qualify for a consolidation
loan.
- Something catastrophic2 has
occurred which has negatively impacted the family income
- Has access to funds3 which
can be used to settle with creditors
You do not have to be delinquent with your creditor payments.
The fact that you are facing a problem and anticipate going delinquent
is sufficient.
You may be delinquent and are being called by creditors or collectors,
and/or may be facing legal action.
Your situation or that of your family may be due to a legitimate
hardship or circumstance such as disability, under/unemployment,
illness/medical problems, a dependency problem such as alcohol or
gambling, marital problems, separation or divorce. These conditions
often affect people through no fault of their own, yet can uncontrollably
devastate a budget and derail the best of intentions very quickly.
You may have tried other solutions but they haven’t worked
for you, and you’re looking for a way out without going bankrupt.
You see little hope of paying off your debts in full, yet you are
dedicated to eliminating your debt problems.
If you meet these qualifications Apply
Today and Start Debt Reduction now
1An example of
unsecured debt is the use of credit cards. The risk of default
is a main reason why such unsecured debt has an interest rate higher
than other forms of lending, such as mortgages, which employ property
as collateral.
2unemployment,
medical issues, dependency problems, marital/relationship breakup,
business failure, etc.
3ie: through family,
friends, RSP or other savings, etc. |